Compulsory motor insurance
from ₼50 a yearCompulsory · Bought online
Health insurance
On top of the state’s compulsory health insurance: doctors, tests, scans and hospital at 14 private clinics, with no queues and nothing to pay. Three plans with a yearly limit of ₼10,000, ₼25,000 and ₼50,000.
Main terms
- Plans
- Clinic: ₼10,000, Standard: ₼25,000, Extended: ₼50,000 a year
- Price
- Aged 30–44: ₼480, ₼720 and ₼1,090 a year
- Waiting time
- Planned treatment after 30 days, emergencies from day one
- Payment
- Once a year or monthly
Who it is for
People aged 18 to 64 and their families. Children can be added to a parent’s plan from ₼360 a year.
What is paid
- Doctor visits, tests, ultrasound, X-ray, MRI
- Hospital treatment and surgery (Standard and Extended)
- Ambulance and home visits
- Dentistry up to ₼600 a year (Extended)
- A 24-hour doctor on the phone
What is not paid
- Cosmetic surgery
- A chronic illness known before the policy, for the first 6 months
- Planned treatment at a clinic outside our network
- Glasses and contact lenses
Plans and prices
Plans and prices
| Age | Clinic | Standard | Extended |
|---|---|---|---|
| 18–29 | ₼420 | ₼640 | ₼980 |
| 30–44 | ₼480 | ₼720 | ₼1,090 |
| 45–59 | ₼610 | ₼930 | ₼1,390 |
| 60–64 | ₼790 | ₼1,210 | ₼1,820 |
| Yearly limit | ₼10,000 | ₼25,000 | ₼50,000 |
The company’s own tariff, October 2026.
When it happens
- Come to a partner clinic with your ID card and give your policy number.
- The clinic gets our approval; you pay nothing.
- If you paid at another clinic, send the receipt within 30 days.
Documents you need
- ID card
- The doctor’s referral or report
- Receipts (for a refund)
Questions
How is this different from the state’s compulsory health insurance?
Since 2021 everyone is covered by the State Agency for Compulsory Health Insurance for a basic package in TABIB’s state hospitals. Our policy adds to it: private clinics, no queues, tests outside the package.
Which clinics?
14 clinics in Baku, Sumgait and Ganja. The list and hours are on the Clinics and garages page.
Can I add my family?
Yes: a spouse at the same price, children from ₼360 a year.
Request an offer
Fill in the form: an underwriter calls you within an hour during working hours.
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