Travel insurance

If you fall ill or get hurt abroad, doctors, hospital, medicines and getting you home are on us. For a Schengen visa a policy starts at €30,000 and is valid in every Schengen country.

Get a price and buy +994 12 555 20 20

A woman with three suitcases in an airport hall

Main terms

Sum insured: €30,000, €50,000 or €100,000
Price: Schengen, €30,000, 7 days, 1 traveller: ₼8.40; at least ₼5
Area: Schengen and Europe, neighbouring countries, the world without the USA and Canada, the whole world
Age: Standard price up to 64, twice for 65–74, three times for 75–84

Who it is for

Holidaymakers, business travellers and students abroad. Up to age 84, trips of up to 180 days. Buy the policy before the trip starts.

Legal basis

Schengen requirement: Regulation (EC) No 810/2009 of the European Parliament and of the Council (the Visa Code), Article 15. As of October 2026.

What is paid

Emergency medical care and hospital treatment
Medicines and emergency dental care up to €150
Repatriation for medical reasons
Repatriation of remains in case of death
A round-⁠the-clock assistance service that speaks Azerbaijani and Russian
As an option: skiing, diving and other active holidays

What is not paid

Planned treatment of a chronic illness known before the trip
Injuries while drunk
Professional sports competitions
Costs after the 26th week of pregnancy

Tariffs

Price per traveller per day

Area	€30,000	€50,000	€100,000
Schengen and Europe	₼1.20	₼1.60	₼2.40
Georgia, Türkiye, CIS	₼0.90	₼1.20	₼1.80
World without the USA and Canada	₼1.50	₼2	₼2.90
Whole world	₼2.60	₼3.40	₼4.80

The company’s own tariff, October 2026.

When it happens

Before going to a clinic, call the assistance number on your policy.
The assistance service sends you to a partner clinic and pays the bill directly.
If you paid yourself, keep every receipt and medical note.
Within 30 days of coming home, send the documents online: a decision within 10 working days.

Report a claim

Documents you need

Policy and passport
The doctor’s report: diagnosis and treatment
Payment receipts
A bank account (IBAN)

Questions

Which policy do I need for a Schengen visa?

The EU Visa Code (Regulation 810/2009, Article 15) requires at least €30,000 of cover for emergency medical care, hospital treatment, repatriation for medical reasons and death, valid in all Schengen states for the whole stay. Our Schengen policy meets these terms.

What if my trip runs longer?

Call us before the policy ends or buy a new one: the remaining days can be added online.

If the visa is refused, do I get the money back?

Yes. Send the refusal letter; the policy is cancelled and the full premium returns to your card within 5 working days.