12 kinds: 3 are required by law, 4 can be priced and bought on the site. Each page says what is paid, what is not, and what to do when something happens.
Required by law for every vehicle owner. It pays for damage you cause to other people’s cars, property and health. The price follows the Central Bank’s formula: a base of ₼50, then coefficients.
from ₼50 a yearCompulsory · Bought online
Insurance for your own car: accidents, theft, fire, hail, floods and vandalism. Repairs at a partner garage or a cash payout, whoever was at fault. You can pay in four parts.
from ₼350 a yearBought online
If you fall ill or get hurt abroad, doctors, hospital, medicines and getting you home are on us. For a Schengen visa a policy starts at €30,000 and is valid in every Schengen country.
from ₼5 per tripBought online
If a pipe bursts, a fire breaks out or a burglar gets in, we pay for repairs and your belongings. Damage you cause to the neighbours is included up to ₼5,000. An 80 m² flat in Baku costs ₼67.20 a year.
from ₼40 a yearBought online
On top of the state’s compulsory health insurance: doctors, tests, scans and hospital at 14 private clinics, with no queues and nothing to pay. Three plans with a yearly limit of ₼10,000, ₼25,000 and ₼50,000.
from ₼420 per person, a year
Under the Law on Compulsory Insurance, owners of flats, houses, offices and other buildings must insure them. The sum insured and the premium are set by the law and depend on the property’s kind, area and location.
Priced after a surveyCompulsory
Pays a fixed sum for a fracture, an injury, disability or death, wherever and whenever it happens, 24 hours a day, worldwide. ₼10,000 of cover for an office worker costs ₼60 a year.
from ₼30 a year
For companies with 10 or more employees. Staff are treated at 14 clinics with no queues, and family members can join. From ₼380 per person a year, with discounts from 50 people.
from ₼380 per person, a year
Offices, warehouses, shops and workshops: the building, equipment and stock. Fire, water, theft, natural events and, as an option, the income lost while work stops.
Priced after a survey
Goods carried by road, rail, sea and air, inside Azerbaijan and across borders. A policy for each shipment or one for all of the year’s shipments.
Priced after a survey
If your business harms someone’s health or property, we pay the claim and the legal costs. The compulsory insurance the law requires of operators of shopping centres, hotels, business centres and similar buildings is here too.
Priced after a survey
From the first day on site to handover: the works, materials, machinery and third-party liability in one policy. Banks financing a project usually require it.
Priced after a survey
For example: "Prius 1.8, not a taxi, 35 years old", "Georgia, 2 people, 7 days" or "flat 80 sq m Baku".