Employee health insurance
from ₼380 per person, a year
Business property insurance
Offices, warehouses, shops and workshops: the building, equipment and stock. Fire, water, theft, natural events and, as an option, the income lost while work stops.
Main terms
- Price
- 0.12–0.30% of the sum a year, by building and trade
- Survey
- An assessor visits within 3 working days
- Deductible
- 0.5–1% or a fixed sum
- Payment
- Once a year or quarterly
Who it is for
Companies of any size, from a small shop to a plant.
What is paid
- The building and fit-out
- Equipment, furniture, computers
- Stock and raw materials
- Fire, explosion, water leaks, theft
- As an option: lost income for up to 6 months
What is not paid
- Wear and missing maintenance
- Cash kept without a safe
- War and terrorism (by separate agreement)
When it happens
- Stop the damage from spreading; call 112 if needed.
- Tell us within 3 working days.
- An assessor comes and records the loss.
Documents you need
- Policy
- A certificate from the emergency service or the police
- Accounting records and an inventory
- Photos of the damage
Questions
We rent our office. Can we insure only the equipment?
Yes. The building stays on the landlord’s policy, your equipment and stock on yours.
Request an offer
Fill in the form: an underwriter calls you within an hour during working hours.
Other insurance
Cargo insurance
Priced after a survey
Civil liability insurance
Priced after a survey
Construction all-risks insurance
Priced after a survey