Business loan
For stock, equipment, a refit or a second outlet
- Amount
- ₼1,000–50,000
- Term
- 6–36 months
- Annual rate
- from 22%
- APR
- from 25.7%
Loans
Six loans, their terms in one table. Describe what you need in your own words and we will show the loan that fits and its monthly payment.
Examples:
All loans
Farm loan
You repay the loan in the months you sell the harvest
- Amount
- ₼1,000–30,000
- Term
- 6–24 months
- Annual rate
- from 21%
- APR
- from 24.1%
Consumer loan
Online up to ₼5,000, signed with SİMA
- Amount
- ₼500–15,000
- Term
- 6–36 months
- Annual rate
- from 25%
- APR
- from 30%
Gold-secured loan
In an hour at a branch, no proof of income
- Amount
- ₼100–20,000
- Term
- 1–24 months
- Annual rate
- from 20%
- APR
- from 21.5%
Car-secured loan
The car stays with you, up to 48 months
- Amount
- ₼2,000–40,000
- Term
- 6–48 months
- Annual rate
- from 23%
- APR
- from 26.7%
Group loan for women
3–7 women guarantee each other, no pledge
- Amount
- ₼300–3,000
- Term
- 6–18 months
- Annual rate
- from 23%
- APR
- from 25.5%
The terms side by side
The APR range is worked out for each loan’s shortest and longest term and the edges of its amount bands.
| Loan | Amount | Term | Annual rate | Fee | APR | Pledge | Decision |
|---|---|---|---|---|---|---|---|
| Business loan | ₼1,000–50,000 | 6–36 | 22–26% | 1.5%, at least ₼20 | 25.7–38.9% | Guarantor up to ₼10,000 | 1 working day |
| Farm loan | ₼1,000–30,000 | 6–24 | 21–24% | 1%, at least ₼15 | 24.1–33.6% | Guarantor up to ₼10,000 | 2 working days |
| Consumer loan | ₼500–15,000 | 6–36 | 25–29% | 2%, at least ₼10 | 30–42.9% | None needed | 2 hours |
| Gold-secured loan | ₼100–20,000 | 1–24 | 20–22% | None | 21.5–24.3% | Gold | 1 hour |
| Car-secured loan | ₼2,000–40,000 | 6–48 | 23–25% | 1.5%, at least ₼30 | 26.7–35% | The car | 1 working day |
| Group loan for women | ₼300–3,000 | 6–18 | 23% | None | 25.5–25.6% | Group guarantee | 2 working days |