· 4-minute read
From 1 October you can block remote loans in your name
The Central Bank’s new rule covers consumer loans arranged by phone or online: how to set a block, how to lift it and when the money is paid out.
Journal
The rules and the sums borrowers should know. Every article names who set the rule and when.
· 5-minute read
What the effective rate is and how to compare two loan offers
A lower rate does not always mean a cheaper loan. The effective annual rate, which counts the fee too, shows the difference in one number.
· 4-minute read
Check your credit history free twice a year
When a lender looks at your application, the first thing it checks is the credit bureau. You can see what is written there yourself, beforehand.
· 5-minute read
A harvest-linked schedule: who it suits and who it does not
A farmer’s income comes once or twice a year. The loan itself can be repaid in those months too, but that has its own cost.